As an Asheville personal injury lawyer, I deal with insurance companies all day, every day. I know which companies are reasonable and easy to deal with, and which ones are a nightmare and should be avoided at all costs. Insurance companies will assign an adjuster to your claim if you have been injured as a result of another person’s negligence. Insurance adjusters are not inherently bad people, but the fact remains that their employers are concerned about one thing: profit. So no, Nationwide is not “on your side”, and you are not “in good hands” with Allstate. As a result, your insurance adjuster cannot be trusted to look out for you, if you’ve been injured as a result of a car crash or accident. Here some ways to avoid getting taken advantage of by an adjuster.
Car accident victims who have been injured due to someone else’s negligence are often entitled to compensation from an insurance company. The fact is that most cases settle outside of the courtroom, due to the time and expense involved for both sides in bringing a court to trial. It is often in the best interest of both parties to settle on a reasonable amount of compensation to settle the claim without being dragged into court. This being said, there are particular situations and circumstances that prohibit some cases from settling, and require the court to resolve. So, what are the reasons that some cases fail to settle?
If you’ve been involved in a car crash, it is important to perform your own investigation of what happened, regardless of whether or not the police perform their own investigation. If you do not, you can be at the mercy of an insurance company’s investigation that may find you at fault, even if you were not. If you’ve been injured, you have even more reason to investigate the accident, so you can recover personal injury damages from the at fault driver. Here’s how to perform a proper investigation:
1. Take photographs
Immediately after the crash, take photographs of all the vehicles involved (not just yours) and the area where the crash occurred. If you are too injured to take photos, have a friend or a witness take them. Your camera phone is perfectly high enough quality to get good photographs. Take close up pictures of any vehicle damage, as well as further away pictures of the entire crash scene. You can use these later on in your personal injury claim to prove exactly what happened, and exactly what your injuries are.
Searching for a good lawyer to handle your personal injury claim? Like any other profession, there are good lawyers, bad lawyers, and a few horrible and great ones as well. Personal injury lawyers come in all forms – from the stereotypical lawyer who wants to get some money quick – to the victim advocate who will fight hard for your right to be compensated from an injury that was not your fault. Here’s how to tell the difference:
Hire a local personal injury lawyer.
Many, many lawyers will advertise that they can handle your personal injury claim and that they have offices all over the state, including your town. Do not accept this at face value. Check and see if that firm has an attorney in your town, or if its just an office space and an empty desk so that they can claim they have an office. Hiring a lawyer in your town or in the closest city to you is very important because that attorney will know the juries, judges, and insurance adjusters who will determine your case. If you live in Asheville, and hire a Charlotte lawyer, you will not receive the kind of representation you deserve.